Want to Launch a Startup Without a Dime? These Programs Will Fund You

Starting a business when you’re broke might sound like a long shot, but it’s actually more possible now than ever before. If you’ve got an idea, some hustle, and access to Wi-Fi, there are global programs out there ready to back you with real funding, mentorship, and resources.

In this post, we’ve rounded up startup programs that either give you money upfront, connect you to serious mentorship, or help you scale without taking equity. Some even do all three. And yes, most of these are available whether you’re in the U.S., India, Nigeria, or anywhere in between.

Global Programs That Support Startups for Free

1. Google for Startups Accelerator

Google’s startup program is designed to help you scale faster.

• You get expert mentorship, technical training, and up to $350,000 in Google Cloud credits.
• It’s open to early-stage, tech-focused startups across Africa, Asia, Europe, and Latin America.
• No equity required.
  startup.google.com

2. AWS Startups Programs

Amazon Web Services isn’t just for hosting websites—they also offer up to $100K in AWS credits, technical mentorship, and early access to partner offers.

• Great for startups building on the cloud.
• Open globally, no equity required.
  aws.amazon.com

3. Techstars

This one’s a big name. If your startup is showing traction and you want a strong network, Techstars could be your jam.

• You’ll get $120K in funding, world-class mentorship, and lifelong access to their network.
• They operate accelerators around the world (U.S., Europe, MENA, Asia).
• Equity required (~6%).
  techstars.com

4. 500 Global (500 Startups)

Another global heavyweight.

• $150K funding and deep-dive growth training.
• Strong presence in emerging markets like LATAM, MENA, SEA.
• Equity required (~6%).
  500.co

5. Start-Up Chile

Want to build your startup while living in Chile? This government-backed accelerator gives you up to $80,000 in equity-free funding.

• They also offer free visas and office space.
• Open to international founders.
  startupchile

6. MassChallenge

A rare find zero-equity accelerator for early-stage startups.

• Offers mentorship, office space, and access to global investors.
• Runs in the U.S., Israel, Switzerland, and Mexico.
• No equity taken.
  masschallenge.org

7. Kickstart Innovation (Switzerland)

More than funding—this one links you with corporations for real-world pilots and product launches.

• Ideal if your startup is ready to collaborate and scale.
• No equity required.
  kickstart-innovation.com

8. Founder Institute

Perfect for founders in the idea or pre-seed stage.

• Offers a structured program and massive global network.
• Available in 100+ countries.
• Equity share (usually up to 4%).
  fi.co

9. FoundersBoost

This is a completely free and equity-free pre-accelerator.

• Great if you’re just starting out and want validation and prep before joining a major accelerator.
• Available in the U.S., UK, Africa, India, and more https://fi.co/

10. IFC Startup Catalyst

This isn’t a traditional accelerator, but it funds and supports other accelerators in emerging markets.

• Great way to find top-tier programs if you’re in Africa, Asia, or Latin America.
• Equity varies by partner.
  ifc.org

Region-Specific Programs Worth Checking Out

United States

SBIR/STTR – America’s Seed Fund

• Government-backed non-dilutive funding up to $2M for research or deep tech startups.
• No equity taken.
  sbir.gov

NASE Growth Grants

• Offered by the National Association for the Self-Employed.
• Grants up to $4,000 for marketing, hiring, and expansion.
• U.S. only, NASE membership required.
  nase.org

ThingVC

• A Denver-based firm offering $10,000 equity-free grants to first-time founders from underrepresented communities,people of color, immigrants, and those with disabilities.
• Great initiative for inclusive innovation.
  Read more on Axios

United Kingdom

UnLtd

• Supports social entrepreneurs with funding from £2,500 to £20,000, plus mentoring.
• Must be UK-based and working on social impact.
  unltd.org.uk

Nigeria

YouWin! Nigeria

• Up to ₦10 million in grants for young entrepreneurs aged 18–45.
• Backed by the Nigerian government.
  More Info

CcHUB

• One of Africa’s most innovative hubs.
• Offers funding, workspace, and access to investors.
  cchubnigeria.com

India

Startup India Seed Fund Scheme

• Up to ₹50 lakh (~$60,000) in equity-free grants for MVP development and market entry.
• For startups recognized by DPIIT and less than 2 years old.
  seedfund.startupindia.gov.in

The bottom line? You don’t need a trust fund or Silicon Valley zip code to launch your startup. What you do need is grit, research, and the willingness to apply. Most of these programs are founder-friendly, many are equity-free, and they’re created to help people like you get started.

So pick two or three that fit your stage and region and start applying. Your future self will thank you.